save money checklist

101 Ways To Save $400 A Month (checklist printable)

save money checklist

Our 52 week money saving challenge post did so well and I think will end up being our most popular feature of all time… I figured I better dig up some more ways for you guys to save! So, while I was surfing the world wide web I came across this awesome checklist that gives you a ton of ways to save money each month with the goal of reaching at least $400.

Combine this with the money saving challenge and you’ll be able to triple your savings this year!

Here’s the link to the checklist…

TheBudgetDiet – Cut Your Spending Checklist

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Everyone works very hard for their money, and so it’s only natural that you want it to go as far as possible. Saving money can be difficult because it normally involves going without something that you would actually want. This guide will look at some very easy ways to save money, so that you can save up for that big purchase, or just for a rainy day.

Areas you can Save money:

– Entertainment
– Cars
– Food Shopping
– Energy Bills


You probably have a couple of memberships or subscriptions that you don’t use and are actually wasting money on. If you have stacks of magazines that you never get the time to read, then call up and cancel the subscriptions. The same can be said for any DVD subscriptions or gym membership.

There are things that you will want to spend your money on, including clothing, food and going to concerts. However, try to only make purchases that you either really need or will be memorable.


If you are looking at changing your car then you might not want to get a brand new model. Most new cars will lose at least a quarter of its value in the first two years. By buying a second hand vehicle you can loose less money.

Also make sure that your car is maintained regularly as this will reduce the risk of expensive repair bills. Check your tires are inflated correctly to improve fuel consumption.

Food Shopping

A great deal of your monthly budget probably goes on food shopping. If you regularly buy food out at work then you will be spending hundreds of dollars a year. Instead, make yourself food and take a packed lunch to work.

Also drink tap water instead of buying bottled water. Instead of going out for coffee, make some in the morning and take it in a insulated mug.

Energy Bills

Another area of your budget which will normally be quite large is the energy bills. Make sure that you buy energy efficient appliances if anything needs replacing.

Also ensure that the television and computer are turned off and not left on standby. Leaving devices on standby wastes huge amounts of electricity which will cost money.


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